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HELP : I am afraid of false

 
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kinkimjy
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PostPosted: Fri Mar 09, 2007 8:43 pm    Post subject: HELP : I am afraid of false Reply with quote

in my store, google check out and paypal are my payment option, I list Ad IN CRAIGSLIST last month and I got a lot of reply from buyers. but the payment are money order, C.O.D. or certified cashier's check , i never done this before, are these as safe as paypal ?
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zickit



Posts: 21857

PostPosted: Fri Mar 09, 2007 10:56 pm    Post subject: Reply with quote

If you think PayPal is safe - I guess the answer is yes.

There is RISK in every payment where you sell online or have a brick & mortar store.

COD is costly - you pay UPS to collect the money when they deliver it. Then you wait up to 6 months to have UPS send you the money.

A certified cashier check and a money order are as good as the paper they are printed on. MEANING they could be stolen, copied etc, just like confeit cash - really no difference.

There is risk in credit cards too - no matter who you accept them through.

SO you just have to decide is it worth the risk to you or not.
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dahawaiiankinestore
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PostPosted: Fri Mar 09, 2007 11:46 pm    Post subject: Reply with quote

I let customers who wish to pay by cashier's check know that their merchandise will not be shipped until payment clears my bank. I have the bank put the 5 day hold on it to make sure there's time for it to clear at the other end.

Also, I only accept postal money orders because you can take it to the post office to cash. They'll know right away if it's counterfeit.

I concur with BTMC that there is a risk no matter what. You do what you can to minimize the risk to you, but nothing is foolproof.
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